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1Identity Theft Restoration Service activation is required. Coverage begins 10 business days from the date of activation.
2Account setup is required by customer for Cash Back rewards.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. 

Privacy Policy

A FREE account for everyone!

No minimum balance 

No monthly service charge

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Simply Free Checking

Visit your local branch
to open a checking account!

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Member FDIC

An account that pays for itself with added value!

Cellular care coverage

Identity theft restoration service1 

Travel and dining discounts2

Health services

Full-service personal concierge travel

Only $6 per month

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Benefits Checking
by GenGold®

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FREE debit card 

FREE online banking

FREE bill pay

FREE mobile banking with mobile deposit

FREE eStatements

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Every new checking account includes:

FREE thank you gift

FREE gifts for referring others

Buy back of your debit cards and unused checks from another financial institution up to $10

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Commercial Bank of Grayson
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Member FDIC | Equal Housing Lender

Main Office
208 E. Main St.
Grayson, KY 41143

Interchange Branch
109 S. Carol Malone Blvd.
Grayson, KY 41143

Olive Hill Branch
155 E. Tom T. Hall Blvd.
Olive Hill, KY 41164

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Commercial Bank of Grayson